It’s unlikely we would reject a claim based on car-seat accessories alone. That said, we would encourage parents to ensure their car seats are fitted properly to reduce the risk of injury.' NFU Mutual

Of course, a cup in the car could fly free in an accident and a cup-holder may not prevent this, so bear this in mind.Cosatto has announced that all SS16 Group 1 car seats will incorporate the 5 point plus Anti-Escape System as standard. However, as most child car seat harnesses come with padded shoulder pads that cover the straps, you may find you need to mount the clip quite low, so it sits across the stomach and not the chest. The 5 Point Plus Anti Escape System has won a number of awards including the prestigious Baby Products Association Innovation Award and the Kind + Jugend Innovation Award. Many examples of chest clips breaking and posing a laceration and choking hazard ( product recalls) The issue with child car seats is that, even with a correctly ­fitted harness, a toddler can easily push their arms under the harness straps. Toddlers wriggling their shoulders out from their car seat harness is a common problem and renders the car seat ineffective in the event of an accident.

We cover car seats under ‘Spare parts and Accessories’ for damage. While the accessories would not necessarily invalidate cover, we would always urge drivers to act responsibly and to put safety first.Make sure any you choose are securely attached, especially as the suction pads could fall off or be pulled off by small children and become a choking hazard. The use of child car seat accessories wouldn’t affect child seat cover, or invalidate the vehicle insurance in the event of a claim. However, the cost of the accessory itself wouldn’t be covered as it doesn’t form part of the original car seat.' LV Designed to offer postural-support and a certain degree of restraint to children and adults to keep them in an upright sitting position. As a result, the harness straps will be looser than they should be, which could expose your child to higher forces in a crash. If you are worried about your child being cold in the car, dress them in several thin layers. We also asked different insurance companies whether using car seat accessories might affect your chances of putting through a claim for a damaged car seat in the event of a crash. This is what some of them said. M&S Bank