Driving endorsement codes may be visible to third parties such as insurers and employers for the entire time that they appear on your driving record in the case of 4-year endorsements. In the case of 11-year endorsements, the code is only visible for the first 5 years, or 30 months if you are under 18.

If you are convicted of a motoring offence in the UK, the courts have a number of penalties that they can impose depending on the severity of your offence. You could be fined, disqualified from driving, imprisoned or some combination of all three. Even for less serious offences, it’s also likely that your driving licence will be ‘endorsed’ with penalty points and an endorsement code.Another top tip is to use the services of a car insurance broker. It’s best to find a broker who specialises in helping convicted drivers or drivers with an SP40 to get affordable insurance. In these serious offences, the police will give you 28 days to nominate the driver and pay the charge, the points will then be issued to the license. Admiral states that the increase to your car insurance premiums will be 23% or 46% for an SP conviction on average, depending on whether you get three or six points, respectively. Do you have to declare SP40 to insurance?

A number of motoring offences can also result in drivers being disqualified (banned) from driving. Repeat offending, being convicted of a driving offence and receiving 12 or more penalty points on a licence within a three-year period, can all result in disqualification.Codes DR10 to DR61 must stay on a driving record for 11 years from the date of the conviction. Code MoneyNerd Limited is a free to use service, however we may receive a commission, at no cost to you, if you complete a loan, enter into a mortgage, remortgage or equity release agreement. If you’re wondering how we work with our partners and how we make money, you can read more about how MoneyNerd works.